15+

Years Proven Expertise

INR 2.5B+

Successfully Transferred & Managed

300+

Clients Across Industries

About Us

Featuring an elite group of financial advisors from Mumbai, Bangalore and Chennai. QROPSDIRECT.in was established in 2009 and has been helping people transfer their UK Pension Funds to INDIA through QROPS (Qualifying Recognized Overseas Pension Scheme) ever since.

QROPS stands for Qualifying Recognised Overseas Pension Scheme and refers to all overseas pension schemes that meet the stringent guidelines and parameters set by Her Majesty's Revenue and Customs (HMRC). An important fact to remember is that while a lot of schemes claim to be compliant and even feature on the HMRC official site, not all of them are. Additionally, HMRC does not take responsibility for verifying if schemes are actually compliant.

Description

Global Expertise with Compliance and Transparency

We follow a transparent and meticulous process where attention is paid to every detail and no stone left unturned in maintaining compliance with HMRC guidelines. Our clients are spread across the globe, from the UK to Scotland, Australia, Singapore, the UAE, and of course India. info@qropsdirect.in

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Why NRI's Choose Us For UK Pension Transfer

Professional and personal stories from NRIs who successfully transferred their UK pensions to India.

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Our Latest Blogs

Empowering Global Indians to Secure Their UK Pensions in India

List of Qualifying Recognized Overseas Pension Schemes India June 2025
List of Qualifying Recognized Overseas Pension Schemes India June 2025

Check the recognized overseas pension schemes notification list: The following schemes in the QROPS List India...

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HMRC QROPS Guidance: Step-by-Step UK Pension Transfer to India
HMRC QROPS Guidance: Step-by-Step UK Pension Transfer to India

HMRC QROPS Guidance: How to Transfer Your UK Pension to India Introduction If you’re an NRI...

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Seamless UK Pension Transfer from Channel Islands to India
Seamless UK Pension Transfer from Channel Islands to India

Mr. Srinivasan had worked for over a decade in the Channel Islands, a jurisdiction close to...

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Your pension isn't lost. It's just waiting to come home.

Bring it home with QROPS Direct. Where your money moves with you.

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Frequently Asked Questions

QROPS or Qualifying Recognised Overseas Pension Scheme, is an overseas pension scheme that is in compliance with specific guidelines and requirements set by HMRC or Her Majesty's Revenue and Customs. Such compliant schemes are eligible to receive transfers from United Kingdom (UK) Pension Benefits without incurring any unauthorized payment or scheme sanction charges. This greatly benefits Indians who have worked in the UK and want to move back to India. Since they have made regular contributions towards a pension fund in the UK, the government allows them to transfer their pension funds to compliant pension schemes in India registered as QROPS.

In April 2006, the HMRC introduced QROPS for individuals with UK pensions who are moving permanently away from the UK and would like to take their pensions with them.

Tax Efficiency

  • Easier to keep track of taxes and regulations.
  • Avoid UK income tax on pension and distribution which is as high as 40%, as well as death tax which is up to 55%.
  • No capital gains taxes on investments.

Investment Opportunities

  • Opportunity to invest in one of the world’s top 10 stock markets.
  • Opportunity to invest in fixed interest schemes with guaranteed interest rates of up to 10.5%.

Convenience

  • No requirement to buy an annuity.
  • Flexible investment options with a lot less restrictions than in the UK.
  • No money lost due to currency exchange rates.
  • No Inheritance Tax.

You can opt for QROPS if you have a pension fund in the UK which you wish to transfer to India, under the condition that the Indian pension fund you choose to transfer to, is registered as QROPS with HMRC.

The following pension schemes are eligible for QROPS transfer:

  • Occupational scheme
  • Final salary scheme
  • Defined benefit scheme
  • Defined contribution scheme
  • Self-invested personal pension scheme
  • Small self-administered scheme

The forms that are required are Cash Equivalent Transfer Value (CETV) forms which include:

  • Transfer Quotation
  • Transfer out discharge forms
  • Lifetime allowance form
  • APSS 263
  • Any other form as per fund manager requirement
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We offer dedicated customer support and services across all major cities in India and the UK

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+91 99621 70707

info@qropsdirect.in