

Benefits of QROPS
Your Pension Grows in the World’s Fastest Growing Economy
India’s GDP growth and equity market returns consistently outpace the UK. Your transferred pension benefits from this growth working harder for you here than in a low-growth UK environment.
Early Access from Age 55
Access your pension earlier than most UK schemes permit giving you more control over your retirement, on your timeline.
Higher Annuity Rates in India
Annuity rates in India are significantly higher than those currently available in the UK meaning your pension generates more income in retirement, in the country where you actually live.
Full Pension for Your Spouse. Capital Returned to Your Children
Your spouse receives full pension continuity. On death, your children or nominated beneficiaries receive the capital.
No Inheritance Tax or Death Tax of 55%
UK pension funds left untransferred can be subject to a 55% death tax. A QROPS transfer eliminates this liability entirely protecting your family’s inheritance.
Fully HMRC Regulated
Every transfer is executed under the strict regulatory framework of HMRC UK ensuring complete compliance and legal certainty at every stage.
India grows. Your pension should too.


