


Investing your pension in India’s Economy through QROPS

Recent Blogs

Your QROPS is in India? Tax & Withdrawals?
Not entirely. The transfer itself is tax-free if done through an HMRC-approved QROPS scheme. Post-transfer, withdrawals are taxed under Indian income tax rules but India’s tax rates are generally more favourable than the UK’s. 2. What are the risks of QROPS? Choosing a non-HMRC-approved scheme, transferring prematurely before settling in India or using an unqualified […]

QROPS Rules & Compliance Answered: Everything UK-Returning Indians Are Searching For?
After a QROPS transfer, HMRC monitors your residency for 5 years. If you move to a third country (not UK, not India) within this period, a 25% Overseas Transfer Charge may apply. Staying in India keeps you compliant. 2. What is the 10 year rule for QROPS? From April 2024, HMRC extended reporting obligations. The […]

Is QROPS Right for You?
1. Is QROPS a good idea? Yes, for Indians who have permanently returned from the UK and hold a UK pension. It consolidates your pension into India, eliminates inheritance tax and brings your retirement savings home under Indian tax laws. 2. Who can advise on QROPS? In India, only advisers registered with IRDAI and QROPS […]



