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QROPS Direct Featured in Mint: UK Pension Transfer to India

date
6 March 2026
author
Noble Yuvaraj J

We are pleased to share that QROPS Direct has been featured in Mint, one of India’s leading financial publications covering markets, policy and personal finance.

The article explores how UK-return Indians can structure their retirement more effectively by transferring their pension to India through the Qualifying Recognised Overseas Pension Scheme (QROPS) framework.

It highlights important aspects such as regulatory considerations, estate planning alignment, and the ability to design predictable lifetime income once individuals permanently relocate to India.

For many professionals who spent decades working in the UK, their pension corpus represents years of disciplined savings. Structuring these funds correctly after returning to India is an important step in ensuring long-term financial stability.

At QROPS Direct, we continue to guide returning Indians in aligning their UK retirement savings with their long-term financial plans in India.

You can read the full article here:

https://www.livemint.com/focus/uk-pension-transfer-to-india-structuring-retirement-with-clarity-and-control-11772686742190.html

About QROPS Direct

QROPS Direct is a specialist advisory firm helping UK-return Indians transfer their UK pension funds to India through the Qualifying Recognised Overseas Pension Scheme (QROPS) route.

With more than 15 years of experience in UK pension transfers, the firm guides clients through the complete process including pension review, transfer structuring, regulatory compliance, and long-term retirement planning in India.

Through its detailed research articles and advisory support, QROPS Direct aims to provide clarity and structured solutions for professionals returning to India with accumulated UK retirement savings.

For more insights on UK pension transfer to India, explore our resources here:

https://www.qropsdirect.in

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Your QROPS is in India? Tax & Withdrawals?
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Your QROPS is in India? Tax & Withdrawals?

Not entirely. The transfer itself is tax-free if done through an HMRC-approved QROPS scheme. Post-transfer, withdrawals are taxed under Indian income tax rules but India’s tax rates are generally more favourable than the UK’s. 2. What are the risks of QROPS? Choosing a non-HMRC-approved scheme, transferring prematurely before settling in India or using an unqualified […]

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